Our Team

Larry Howard

President & Founder

As President of Freedom Title, Larry Howard brings over 30 years experience in the title and escrow industry, and in-depth knowledge of the related construction and real estate industries to his customers and affiliates. Surrounded by a leadership team that offers over 80 years of industry expertise, and a company culture where the people really care about each other and about their customers, Freedom Title is a well-known and respected name in the states where their growing business operates.

Prior to his founding of Freedom Title in 1998, Larry’s extensive experience on all aspects of the title and escrow industry was repeatedly tapped to build and lead the operations, title and escrow, underwriting, and commercial and construction business development for the largest agents of some of the most respected national underwriting firms in the industry, including Stewart Title Guaranty and Chicago Title. Further, Larry has specialized expertise in the areas of foreclosures, tax sales, and construction and commercial underwriting.

Larry takes an active role in the title and escrow, real estate, and commercial construction industries. He recently served as the President of the Northern Illinois Commercial Association of Realtors, is an active member of the Commercial Industrial Committee for the Illinois Association of Realtors (IAR), and is a Licensed Realtor in the IAR and the NAR (National Association of Realtors). Larry also maintains the depth and breadth of his multi-industry knowledge as a member of the Realtors Commercial Alliance, Homebuilders Association of Greater Chicago, International Council of Shopping Centers, National Association of Industrial and Office Properties, and the Justinian Society of Lawyers. Finally, Larry is an active member within the community at large, including participating in the Park Ridge Indian Guides, and receiving the “Heart of Gold” award from the Pediatric Oncology Treasure Chest Foundation.


Elyse H Spencer

Client Representative

Elyse H. Spencer, client representative, has more than 20 years of combined real estate experience. Upon graduation from college, she joined a law firm in the capacity of paralegal. The firm specialized in real estate law and was also an agent for a large residential title insurance company. Following that position, the remainder of her career to present has been concentrated in the title insurance industry. Positions held include title examination and clearance, closing services and a vice presidency for a very small northern Illinois title agency which duties required doing everything.

Her successful client relationships and business development are a direct result of her knowledge. Her strengths in her abilities to assist clients in all areas of residential, commercial and industrial construction escrows as well as title examination, title clearance and customer support during and after the closing process are appreciated by title insurance consumers.


Elizabeth Krinsky Lespinasse

Commercial Examiner

Liz joined Freedom Title Corporation in 2002. She is a commercial examiner and also performs underwriting duties. Liz has worked in the title insurance industry for 6 years as a residential and commercial examiner.

Prior to joining Freedom Title, Liz practiced law for 15 years as a sole practitioner and as an associate with the Chicago law firm of Righeimer Martin & Cinquino, P.C. Her areas of practice included general real estate matters, commercial litigation, mortgage foreclosure and bankruptcy mainly for the banking industry. As an attorney, Liz represented buyers and sellers in both residential and commercial property transactions.

She has served as an arbitrator for the Cook County mandatory arbitration system is a past member of the Chicago and Illinois State Bar Associations and currently serves as vice president of the condo association where she lives in the northwest suburbs. Liz earned her undergraduate degree from the University of Wisconsin/Madison and her law degree from IIT Chicago-Kent College of Law.


Jamie Howard

Senior Escrow Officer

Jamie Howard, senior escrow officer, has over 20 years experience in the title industry. She is well versed in residential closing and knowledgeable in FHA and VA RESPA regulations. She also has experience with 1st and 2nds closing piggy back, b/c paper and refinances.

With years of residential closing experience Jamie can put new buyers at ease in stressfully closing situations. Jamie has also helped coach new attorneys in understanding the “closing” routine.

During her “stay at home” years she was an active member of Park Ridge Community Women and Co-Chaired the annual Holiday Bazaar, volunteered as room mom at St. Paul of the Cross, and charter member of Faith Hope and Charity Guild at St. Paul of the Cross. Most recently she and her husband Co Chaired the annual Spaghetti dinner at St. Paul of the Cross Church. For the fall she is quite busy with St. Viator High School Football dinners on Thursday and games on Friday.

Jamie holds her degree from Western Kentucky University. Her major was in Business and a minor in Economics. She was a member of Kappa Delta Sorority and was Panhellenic president her junior year. Ms. Howard came to Chicago after graduation and has enjoyed her years in the title industry.


Charlie Sullivan

Office Support